FAQ: Your Questions, Answered

Q: Is this legal?
Yes. TIC ownership is fully legal and backed by a binding agreement reviewed by attorneys and lenders.

Q: Do I get a mortgage?
Yes. You’ll apply for a fractional loan through TIC-experienced lenders like 5th Street Capital and NCB.

Q: Can I sell my unit later?
Yes, just like a condo. You can sell your share and exclusive rights at any time.

Q: How do I hold title?
There’s one deed per property, but multiple deeds on title listing each co-owner's name. Multiple buyers own one property together, and each has a deed that reflects their share. The TIC agreement defines exclusive areas and homeowner responsibilities.

Q: How do property taxes work?
TIC properties have one APN and one tax bill for the whole property. That bill is divided among owners based on their individual purchase price.