FINANCING A TIC

Step-by-Step Guide to Obtaining a Mortgage:

  • Lenders:
    A few specialized TIC lenders in LA include:

    Henry Jeanes – Meriwest / 5th Street Capital
    415-990-5620 | hjeanes@meriwest.com

    Patrick Smida – 5th Street Capital
    415-505-2715 | psmida@c2financial.com

    Jeremy Morgan – NCB
    415-238-5904 | jmorgan@ncb.coop

  • Prepare Your Finances:
    Gather income statements, credit info, and debt-to-income ratios.

  • Pre-Approval:
    Get pre-approved to set a clear budget and improve your offer’s strength.

  • Submit Loan Application:
    Complete your application with your chosen TIC lender.

  • Loan Processing:
    The lender evaluates your financials and the TIC property.

  • Closing:
    Sign final documents, complete your mortgage, and transfer ownership.